Question

【題目】 If your parents will retire soon, to live comfortably in retirement, you need to persuade them to save until it hurts. 【1】They may think they can't afford to save or fear losing money to had investments （投資）,but they have to overcome those fears, because a financially （財(cái)政上）secure future will be up to them.

They can start by saving as little as $10 a paycheck or putting away half their next rise. A small amount of money can produce massive amounts of wealth over time. 【2】

People used not to worry about saving for their later years because many had pensions, and they didn't live as long as people do now. But they can no longer count on their employers, partly because the employers might not he able to afford their pensions, and most people don't stay with one employer. 【3】 Consequently, they should depend on themselves for retirement.

【4】 You can advise them to start by contributing 1% of their pay. If the 1% contribution hurts, then they can slay at that level until it doesn't hurt any more. If it doesn't hurt, then increase their contribution（by another 1%.）Do that until it hurts.

【5】They just ask for a small cup of coffee instead of a large cup in the coffee house or they can try to skip drinking soda daily at lunch. In time they will benefit a lot from today's’ efforts when they retire.

A.They can start small.

B.The key is getting started.

C.But believe you can make it.

D.Many people change jobs every few years.

E.It's easy to cut a dollar a day from most budgets.

F.People give lots of excuses for not saving for retirement.

G.Some seniors are confident that they will be supported by their children.

Answer 1

【答案】

【1】F

【2】B

【3】D

【4】A

【5】E

【解析】

這是一篇說(shuō)明文。通過(guò)實(shí)例來(lái)闡述養(yǎng)老金的儲(chǔ)存方法、老人對(duì)養(yǎng)老金儲(chǔ)存的看法以及給老人提出的建議和儲(chǔ)存的結(jié)果給予說(shuō)明。

【1】

此空格前后文歸納如下：如果你父母將很快就會(huì)退休，你需要說(shuō)服他們儲(chǔ)蓄以便到時(shí)候會(huì)受到?jīng)]有養(yǎng)老金的傷害。后文則說(shuō)，他們也許認(rèn)為他們付不起儲(chǔ)蓄或擔(dān)心投資的錢(qián)財(cái)損失。They may think they can't afford to save or fear losing money to had investments （投資）。這說(shuō)明他們不儲(chǔ)蓄的理由或者說(shuō)是借口很多。故F選項(xiàng)：People give lots of excuses for not saving for retirement人們?yōu)橥诵莶粌?chǔ)蓄找了很多借口。這和文意切合。故選F。

【2】

此空格前面的大意是：他們可以以每次10美元的賬單來(lái)儲(chǔ)蓄開(kāi)始，或者是每次將比上次多出一半的錢(qián)存起來(lái)。一段時(shí)間后，少量的錢(qián)可以產(chǎn)生大量的財(cái)富積累。那么接下來(lái)要做什么呢？就是要開(kāi)始儲(chǔ)蓄。也就是要行動(dòng)起來(lái)。這與本段開(kāi)頭they can start by saving…,他們可以以……開(kāi)始。故選項(xiàng)B：The key is getting started.“關(guān)鍵是要開(kāi)始行動(dòng)�！迸c文意切合。故選B。

【3】

空格前面一句話(huà)點(diǎn)明所要的線(xiàn)索：絕大多數(shù)人都不會(huì)在一直為一個(gè)老板工作，即他們經(jīng)常更換工作，后句給的線(xiàn)索是：他們應(yīng)該依靠自己養(yǎng)老。既然自己養(yǎng)老，那就需要自己存儲(chǔ)錢(qián)財(cái)以便不時(shí)之需。綜合這兩條線(xiàn)索可以得知多數(shù)人不會(huì)在一個(gè)老板手下工作很長(zhǎng)時(shí)間，因此，他們經(jīng)常換工作。故D選項(xiàng)：Many people change jobs every few years.許多人每隔幾年就更換工作。這與文意切合。故選D。

【4】

空格后面的句子為線(xiàn)索：你可以建議他們以他們的工資報(bào)酬的1%為起始點(diǎn)開(kāi)始存儲(chǔ)。證明這是很小一筆錢(qián)，這與A選項(xiàng)：They can start small.“他們可以以小數(shù)目開(kāi)始存儲(chǔ)。”切合。故選A。

【5】

空格后面的內(nèi)容為線(xiàn)索：They just ask for a small cup of coffee instead of a large cup in the coffee house or they can try to skip drinking soda daily at lunch.他們只是要求喝一小杯咖啡而不是一大杯，或者說(shuō)他們可以嘗試午餐時(shí)不喝碳酸飲料。從這里可以看出作者是在說(shuō)每天節(jié)約一點(diǎn)點(diǎn)預(yù)算就可以benefit a lot from today's’ efforts when they retire.在退休時(shí)受益良多了。故與預(yù)算有關(guān)的選項(xiàng)E：It's easy to cut a dollar a day from most budgets.從大多數(shù)預(yù)算中很容易就能節(jié)省出一美元來(lái)。切合文意。故選E。